What you need for RCA car insurance in Romania
What to bring
- The registration certificate or the vehicle identity card
- The owner's ID
- Your driving licence details (some insurers ask for them, for the driver's history)
- The old policy, if it's handy — the insurer sees your history in the shared database anyway
This list covers the usual case. The exact list for your situation is on the official page.
How long it takes
It takes minutes, online or at a broker. If you buy it by the last day of the old policy at the latest, the new one starts the next day, with no uncovered day.
What it costs
The price varies a lot between insurers, for exactly the same car. Get several quotes.
Worth knowing
If you are a private individual with several cars, the same bonus-malus class applies to all of them: it follows you, not the car. For companies it is calculated per vehicle. Every claim paid out drops you two classes.
Checked on September 28, 2026. Sources:
See also
We are not an official source and we don't give legal advice — before you travel there or pay anything, check the institution's own page. We are not a government app and we don't represent MAI, RAR, CNAIR, ASF or any other institution. Links open the official websites.
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